Current Household Debt Service as a % of Disposable Income: 11.16% (+3.6% vs last year)
Jan 01, 2026
| Historical average: | 11.9% (1980-2024) |
Household Debt Service as a % of Disposable Income
Household Debt Service as a % of Disposable Income is a key financial ratio that measures how much of a household’s after-tax income is used to make required debt payments (such as mortgages, car loans, and credit card minimums).