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Current Household Debt Service as a % of Disposable Income: 11.25% (+7.0% vs last year)
Jan 01, 2025
Historical average: 11.9% (1980-2024)

Household Debt Service as a % of Disposable Income

Household Debt Service as a % of Disposable Income is a key financial ratio that measures how much of a household’s after-tax income is used to make required debt payments (such as mortgages, car loans, and credit card minimums).